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23 articles
Your State Pension is the foundation everything else is built on, but most people have no idea how much they'll actually get or how many years of National Insurance it takes to get it.
Student loan repayments come straight off your payslip, before you even see the money — but how much you pay, and when, depends entirely on which repayment plan you're on.
An overdraft feels like part of your balance, but it is borrowing — often at a higher rate than a credit card. Here is what it really costs and when a cheaper option makes sense.
When an emergency fund, a holiday, a credit card and a pension are all competing for the same spare cash, splitting goals by timeframe makes the choice much easier. Here is a simple order of priority that works for most people.
The deposit is the biggest hurdle between most people and their first home. Here is what lenders actually ask for, why a bigger deposit helps, and how people save one.
Building an emergency fund is the hard part — choosing where to keep it should be simple. Here is how easy-access savings accounts, Cash ISAs and Premium Bonds compare.