Terms of Use

Last updated: August 2026

Template notice: this page is standard template wording provided as a starting point. It has not been drafted or reviewed by a solicitor. The site owner should have it reviewed by a suitably qualified professional, and tailored to how the site actually operates, before launch.

Agreement to these terms

By using this website you agree to these terms. If you do not agree with them, please stop using the site.

No financial advice

Money Made Simple provides general information and education about personal finance in the UK. We are not authorised or regulated by the Financial Conduct Authority, and nothing on this site is a personal recommendation, financial advice, tax advice or legal advice. Content does not take account of your individual circumstances, objectives or risk tolerance.

You are responsible for your own financial decisions. Before acting on anything you read here, consider seeking advice from a qualified, FCA-regulated adviser. The value of investments can fall as well as rise and you may get back less than you put in. Past performance is not a guide to future performance. Tax rules and allowances change and depend on your circumstances.

Accuracy

We work hard to keep guides accurate and up to date, but rules, rates and products change and errors are possible. We give no warranty that content is complete, current or fit for a particular purpose. If you spot something wrong, please tell us.

Advertising and affiliate links

This site carries third-party advertising and affiliate links. We may earn a commission if you click certain links and go on to take out a product. This does not affect what we cover or how we explain it. See our Advertising & Affiliate Disclosure.

Third-party sites

We link to other websites for convenience. We do not control them and are not responsible for their content, products or privacy practices.

Intellectual property

Content on this site is owned by us or our licensors. You may read, print and share it for personal, non-commercial use with credit. You may not republish it commercially or at scale without written permission.

Limitation of liability

To the extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, this site or its content. Nothing in these terms limits liability that cannot lawfully be limited.

Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

Changes

We may update these terms; the date above shows when they last changed.